[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.favanek.cz\/penize-na-stari\/#Article","mainEntityOfPage":"https:\/\/www.favanek.cz\/penize-na-stari\/","headline":"Pen\u00edze na st\u00e1\u0159\u00ed","name":"Pen\u00edze na st\u00e1\u0159\u00ed","description":"Nikdo nev\u00ed, zda tu bude do \u0161edes\u00e1ti, do osmdes\u00e1ti, nebo do sta let. Pen\u00edze v\u00a0d\u016fchodu jsou citeln\u011b men\u0161\u00ed, ne\u017e byl tomu \u010dlov\u011bk zvykl\u00fd na v\u00fdplatu v\u00a0pr\u00e1ci. Mlad\u00fd \u010dlov\u011bk vn\u00edm\u00e1 d\u016fchodov\u00fd v\u011bk, jako dlouhou dobu a nemysl\u00ed na to. Jednou ale m\u016f\u017ee zjistit, \u017ee je st\u00e1\u0159\u00ed klepe na dve\u0159e a on nem\u00e1 na\u0161et\u0159eno zhola nic. Pod\u00edvejme […]","datePublished":"2019-02-13","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.favanek.cz\/author\/#Person","name":"","url":"https:\/\/www.favanek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ac8c1d196a43a79bcbb7ac73dd3c643?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ac8c1d196a43a79bcbb7ac73dd3c643?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"favanek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.favanek.cz\/wp-content\/uploads\/img_a342245_w2496_t1555144593.jpg","url":"https:\/\/www.favanek.cz\/wp-content\/uploads\/img_a342245_w2496_t1555144593.jpg","height":0,"width":0},"url":"https:\/\/www.favanek.cz\/penize-na-stari\/","about":["Internet"],"wordCount":439,"articleBody":"Nikdo nev\u00ed, zda tu bude do \u0161edes\u00e1ti, do osmdes\u00e1ti, nebo do sta let. Pen\u00edze v\u00a0d\u016fchodu jsou citeln\u011b men\u0161\u00ed, ne\u017e byl tomu \u010dlov\u011bk zvykl\u00fd na v\u00fdplatu v\u00a0pr\u00e1ci. Mlad\u00fd \u010dlov\u011bk vn\u00edm\u00e1 d\u016fchodov\u00fd v\u011bk, jako dlouhou dobu a nemysl\u00ed na to. Jednou ale m\u016f\u017ee zjistit, \u017ee je st\u00e1\u0159\u00ed klepe na dve\u0159e a on nem\u00e1 na\u0161et\u0159eno zhola nic. Pod\u00edvejme se na n\u011bjak\u00e9 mo\u017enosti, jak\u00e9 n\u00e1m trh nab\u00edz\u00ed.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Penzijn\u00ed spo\u0159en\u00edje skv\u011bl\u00e9 v\u00a0tom, \u017ee jeho prost\u0159ednictv\u00edm si m\u016f\u017eeme na\u0161et\u0159it na d\u016fchod, a je\u0161t\u011b vyd\u011bl\u00e1me n\u011bjak\u00e9 pen\u00edze na \u00faroc\u00edch a st\u00e1tn\u00ed podpo\u0159e. Minimum, pokud chceme z\u00edskat st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek, je ukl\u00e1dat si m\u011bs\u00ed\u010dn\u011b alespo\u0148 300 K\u010d. V\u017edy je to lep\u0161\u00ed ne\u017e nic, a i kdy\u017e mlad\u00fd \u010dlov\u011bk nemysl\u00ed na sv\u00e9 st\u00e1\u0159\u00ed, jednou bude r\u00e1d, \u017ee si na n\u011bj spo\u0159il.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Stavebn\u00ed spo\u0159en\u00ed A\u010dkoli, slovn\u00ed spojen\u00ed staven\u00ed spo\u0159en\u00ed je matouc\u00ed, st\u00e1le plat\u00ed, \u017ee pen\u00edze na\u0161et\u0159en\u00e9 t\u00edmto zp\u016fsobem m\u016f\u017eeme vyu\u017e\u00edt na cokoli. Stavebn\u00ed spo\u0159en\u00ed je rovn\u011b\u017e v\u00fdhodn\u00e9 z\u00a0d\u016fvodu toho, \u017ee v\u00a0z\u00e1vislosti na na\u0161\u00ed v\u00fd\u0161i finan\u010dn\u00edho p\u0159\u00edsp\u011bvku, z\u00edsk\u00e1v\u00e1me od st\u00e1tu \u00farok i st\u00e1tn\u00ed podporu.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Doma pod pol\u0161t\u00e1\u0159 tento\u00a0zp\u016fsob je st\u00e1le atraktivn\u00ed pro mnoho star\u0161\u00edch lid\u00ed, ov\u0161em je to nejv\u00edce rizikov\u00e9 \u0159e\u0161en\u00ed. Hroz\u00ed tu v\u017edy \u017ee n\u00e1m n\u011bkdo pen\u00edze ukradne, nebo \u017ee je utrat\u00edme za n\u011bco jin\u00e9ho.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pod\u00edlov\u00e9 fondy, spo\u0159\u00edc\u00ed \u00fa\u010dtymo\u017enost\u00ed je v\u00edce, ne\u017e jen klasick\u00e9 stavebn\u00ed nebo penzijn\u00ed spo\u0159en\u00ed. Ka\u017ed\u00fd, v\u00a0z\u00e1vislosti na sv\u00e9 n\u00e1tu\u0159e m\u016f\u017ee zvolit produkt, kter\u00fd mu nejv\u00edce sed\u00ed. Domluvte si sch\u016fzku s\u00a0finan\u010dn\u00edch poradcem a promluvte si o sv\u00fdch p\u0159edstav\u00e1ch. Finan\u010dn\u00ed poradce v\u00e1m tak pom\u016f\u017ee naj\u00edt \u0159e\u0161en\u00ed \u0161it\u00e9 na m\u00edru pro va\u0161e pot\u0159eby.Je jedno pro jak\u00fd zp\u016fsob ukl\u00e1d\u00e1n\u00ed pen\u011bz se rozhodnete, ale jakmile si za\u010dnete vyd\u011bl\u00e1vat, je dobr\u00e9 myslet u\u017e i na sv\u00e9 st\u00e1\u0159\u00ed. Ve dvaceti sta\u010d\u00ed ukl\u00e1dat i jen 100 k\u010d m\u011bs\u00ed\u010dn\u011b, ale ve\u00a040, u\u017e je rozumn\u00e9 od 1000 k\u010d v\u00fd\u0161e. Spo\u0159it je zkr\u00e1tka moc d\u016fle\u017eit\u00e9 a prosp\u011b\u0161n\u00e9. Pen\u00edze nav\u00edc se v\u00e1m budou hodit jist\u011b v\u017edy.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze na st\u00e1\u0159\u00ed","item":"https:\/\/www.favanek.cz\/penize-na-stari\/#breadcrumbitem"}]}]