[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.favanek.cz\/budte-zase-stastni-a-nedelejte-si-zbytecne-starosti\/#Article","mainEntityOfPage":"https:\/\/www.favanek.cz\/budte-zase-stastni-a-nedelejte-si-zbytecne-starosti\/","headline":"Bu\u010fte zase \u0161\u0165astn\u00ed a ned\u011blejte si zbyte\u010dn\u00e9 starosti","name":"Bu\u010fte zase \u0161\u0165astn\u00ed a ned\u011blejte si zbyte\u010dn\u00e9 starosti","description":"Je pravda, \u017ee pen\u00edze jsou n\u011bco, co se n\u00e1s t\u00fdk\u00e1 od sam\u00e9ho za\u010d\u00e1tku a\u017e do konce. Od na\u0161eho d\u011btstv\u00ed p\u0159es dosp\u011blost, kdy se rozhodneme osamostatnit a z\u00edskat vlastn\u00ed zku\u0161enosti a\u017e po v\u011bk, kdy hospoda\u0159\u00edme zcela sami. M\u011bs\u00edc co m\u011bs\u00edc. Ob\u010das se m\u016f\u017ee st\u00e1t, \u017ee se dostaneme do slo\u017eit\u00fdch finan\u010dn\u00edch situac\u00ed a to nejen tak, \u017ee […]","datePublished":"2019-03-25","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.favanek.cz\/author\/#Person","name":"","url":"https:\/\/www.favanek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ac8c1d196a43a79bcbb7ac73dd3c643?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ac8c1d196a43a79bcbb7ac73dd3c643?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"favanek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.favanek.cz\/wp-content\/uploads\/img_a345040_w2496_t1558802378.jpg","url":"https:\/\/www.favanek.cz\/wp-content\/uploads\/img_a345040_w2496_t1558802378.jpg","height":0,"width":0},"url":"https:\/\/www.favanek.cz\/budte-zase-stastni-a-nedelejte-si-zbytecne-starosti\/","about":["Vzd\u011bl\u00e1n\u00ed"],"wordCount":427,"articleBody":"Je pravda, \u017ee pen\u00edze jsou n\u011bco, co se n\u00e1s t\u00fdk\u00e1 od sam\u00e9ho za\u010d\u00e1tku a\u017e do konce. Od na\u0161eho d\u011btstv\u00ed p\u0159es dosp\u011blost, kdy se rozhodneme osamostatnit a z\u00edskat vlastn\u00ed zku\u0161enosti a\u017e po v\u011bk, kdy hospoda\u0159\u00edme zcela sami. M\u011bs\u00edc co m\u011bs\u00edc. Ob\u010das se m\u016f\u017ee st\u00e1t, \u017ee se dostaneme do slo\u017eit\u00fdch finan\u010dn\u00edch situac\u00ed a to nejen tak, \u017ee skoro nevy\u017eijeme z m\u011bs\u00edce na m\u011bs\u00edc. Je pot\u0159eba ut\u00e1hnout nejen dom\u00e1cnost ale tak\u00e9 u\u017eivit rodinu. M\u016f\u017ee se st\u00e1t, \u017ee se n\u011bkde zadlu\u017e\u00edte, proto\u017ee jste nutn\u011b pot\u0159ebovali finan\u010dn\u00ed obnos, kter\u00fdm jste se je\u0161t\u011b v\u00edce dostali do nesn\u00e1z\u00ed. Tato situace rozhodn\u011b nen\u00ed p\u0159\u00edjemn\u00e1 a to pro nikoho z n\u00e1s. V\u00fdhodou ale je, \u017ee u\u017e na to nemus\u00edte b\u00fdt d\u00e1le sami . S nov\u00fdm produktem, kter\u00fd je nab\u00edzen, si m\u016f\u017eete b\u00fdt naprosto jisti t\u00edm, \u017ee pen\u00edze dostanete hned a to u\u017e do 24 hodin. Jedin\u00e9, co je pot\u0159eba, je zaslat fotografie va\u0161\u00ed nemovitosti. M\u016f\u017eete toti\u017e dostat a\u017e 70% odhadn\u00ed ceny dan\u00e9 nemovitosti a to a\u017e na 30 let. Je ale pravda, \u017ee doba spl\u00e1cen\u00ed je opravdu dlouh\u00e1. A o co se vlastn\u011b jedn\u00e1? Jedn\u00e1 se o nebankovn\u00ed hypot\u00e9ku. Ta m\u016f\u017ee m\u00edt mnoho podob, kter\u00e9 je mo\u017en\u00e9 vyu\u017e\u00edt jak\u00fdmkoliv zp\u016fsobem. V\u00fdhoda je, \u017ee se nebankovn\u00edch spole\u010dnost\u00ed net\u00fdkaj\u00ed \u017e\u00e1dn\u00e1 bankovn\u00ed pravidla. Spole\u010dnosti nenahl\u00ed\u017e\u00ed ani do registr\u016f nebo si v\u00e1s neprokazuj\u00ed tak, jako to obvykle d\u011blaj\u00ed banky. Pokud byste nap\u0159\u00edklad cht\u011bli splatit hypot\u00e9ku d\u0159\u00edve, pak m\u00e1te ur\u010dit\u011b mo\u017enost. Odhadn\u00ed cena nemovitosti je nav\u00edc zdarma. Mo\u017en\u00e1 si te\u010f \u0159\u00edk\u00e1te, kolik byste vlastn\u011b mohli z\u00edskat pen\u011bz. V\u011bt\u0161inou se jedn\u00e1 o finan\u010dn\u00ed hotovost, kter\u00e1 se pohybuje kolem 50 \u2013 80% ceny va\u0161\u00ed nemovitosti. Takovou hypot\u00e9ku si m\u016f\u017eete opravdu zvolit na jakoukoliv dobu. Jestli je n\u011bco, \u010deho se ur\u010dit\u011b nemus\u00edte b\u00e1t, pak jsou to poplatky a v\u0161elijak\u00e9 \u00faroky. V nebankovn\u00edm sektoru v\u00e1m v\u017edy nab\u00eddnou ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 \u00faroky. Pokud m\u00e1te nap\u0159\u00edklad \u010dist\u00fd rejst\u0159\u00edk a chcete hypot\u00e9ku, kter\u00e1 bude na t\u0159icet let, pak ji m\u016f\u017eete dostat s \u00farokovou sazbou ve v\u00fd\u0161i 4%. Pokud byste \u010dist\u00fd rejst\u0159\u00edk nem\u011bli, pak kolem 6%.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bu\u010fte zase \u0161\u0165astn\u00ed a ned\u011blejte si zbyte\u010dn\u00e9 starosti","item":"https:\/\/www.favanek.cz\/budte-zase-stastni-a-nedelejte-si-zbytecne-starosti\/#breadcrumbitem"}]}]